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A Moscow resident - the widow of a serviceman who took part in the Special Military Operation - filed a complaint with the Supreme Court against a collection agency that had acquired her loan debt from a bank.

The court of first instance and the appellate court ruled that the legal provisions allowing for the full discharge of credit obligations for the families of deceased servicemen did not apply to agreements concluded prior to February 2022. Consequently, they ordered her to repay 569,000 rubles to the collectors.

The Judicial Chamber for Civil Cases ruled in favor of Viktoria Golovina, overturned the decisions of the lower courts, and rejected the collectors’ claim for debt recovery.

"The credit obligations of a serviceman’s family members shall be terminated in the event of his death during the performance of duties within the period of the Special Military Operation, if the agreements were concluded prior to his conscription, participation in the operation, or signing of the military contract," the Supreme Court clarified.